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Crescira AVM · estimated value Medium confidence
HK$62.86M
≈ HK$29,332 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.86M, with repayments around HK$213,247/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$200,664
−HK$12,583/mo
▼ 0.25% · 3.875%
HK$206,906
−HK$6,341/mo
Today · 4.125%
HK$213,247
baseline
▲ 0.50% · 4.625%
HK$226,223
+HK$12,976/mo

Deposit HK$18.86M · loan HK$44.00M · min. income ≈ HK$426,494/mo (50% DSR)

Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$2,671,446 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
C
Saleable Area
2,143 ft²
Gross Area
2,738 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2012-12-07 HK$53.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 44 min walk · 3,515 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com