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Crescira AVM · estimated value ● Medium confidence
HK$63.55M
≈ HK$29,653 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.06M, with repayments around HK$215,584/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$202,863
−HK$12,721/mo
▼ 0.25% · 3.875%
HK$209,173
−HK$6,411/mo
Today · 4.125%
HK$215,584
baseline
▲ 0.50% · 4.625%
HK$228,702
+HK$13,118/mo

Deposit HK$19.06M · loan HK$44.48M · min. income ≈ HK$431,168/mo (50% DSR)

Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$2,700,724 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
C
Saleable Area
2,143 ft²
Gross Area
2,738 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2016-08-03 HK$47.20M +79.6%
19.5y
1997-02-22 HK$26.28M +25.9%
0.2y
1996-11-23 HK$20.88M +24.3%
1996-08-12 HK$16.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 44 min walk · 3,515 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building