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Crescira AVM · estimated value Medium confidence
HK$35.72M
≈ HK$26,306 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.72M, with repayments around HK$121,194/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$114,042
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,590
−HK$3,604/mo
Today · 4.125%
HK$121,194
baseline
▲ 0.50% · 4.625%
HK$128,568
+HK$7,374/mo

Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,388/mo (50% DSR)

Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 45 min walk · 3,600 m
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
A
Saleable Area
1,358 Saleable ft²
Gross Area
1,820 ft²
Efficiency
75%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1996-11-30 HK$15.88M +7.3%
1996-08-14 HK$14.80M
Data sourced from Renavon.com