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Crescira AVM · estimated value Medium confidence
HK$29.00M
≈ HK$26,628 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.70M, with repayments around HK$98,376/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$92,571
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,450
−HK$2,926/mo
Today · 4.125%
HK$98,376
baseline
▲ 0.50% · 4.625%
HK$104,362
+HK$5,986/mo

Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,752/mo (50% DSR)

Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,402 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
1,089 ft²
Gross Area
1,463 ft²
Efficiency
74%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2017-12-13 HK$28.80M +89.5%
9.2y
2008-09-19 HK$15.20M +18.9%
2005-01-07 HK$12.78M +73.2%
2003-11-28 HK$7.38M −37.5%
1998-05-07 HK$11.80M +26.7%
1995-07-04 HK$9.31M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 46 min walk · 3,604 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com