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Crescira AVM · estimated value Medium confidence
HK$141.29M
≈ HK$35,517 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$42.39M, with repayments around HK$479,318/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$451,034
−HK$28,284/mo
▼ 0.25% · 3.875%
HK$465,063
−HK$14,255/mo
Today · 4.125%
HK$479,318
baseline
▲ 0.50% · 4.625%
HK$508,483
+HK$29,165/mo

Deposit HK$42.39M · loan HK$98.90M · min. income ≈ HK$958,636/mo (50% DSR)

Upfront cash ≈ HK$51.57M (deposit + AVD stamp duty HK$9,183,552 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
NO. 8
Flat
C1
Saleable Area
3,978 ft²
Gross Area
5,005 ft²
Efficiency
79%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1999-05-20 HK$24.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 6 min walk · 471 m
Education
4
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ocean Park Station (a rail station within an 8-min walk earns this label).

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com