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Crescira AVM · estimated value ● Medium confidence
HK$72.96M
≈ HK$17,906 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.89M, with repayments around HK$247,537/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$232,930
−HK$14,607/mo
▼ 0.25% · 3.875%
HK$240,176
−HK$7,361/mo
Today · 4.125%
HK$247,537
baseline
▲ 0.50% · 4.625%
HK$262,599
+HK$15,062/mo

Deposit HK$21.89M · loan HK$51.08M · min. income ≈ HK$495,074/mo (50% DSR)

Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$3,101,011 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
NO. 8
Flat
A2
Saleable Area
4,075 ft²
Gross Area
5,005 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2002-08-17 HK$22.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 6 min walk · 471 m
Education
4
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ocean Park Station (a rail station within an 8-min walk earns this label).

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building