Crescira AVM · estimated value
● Medium confidence
HK$28.08M
≈ HK$18,962 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.42M, with repayments around HK$95,271/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$89,649
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,438
−HK$2,833/mo
Today · 4.125%
HK$95,271
baseline
▲ 0.50% · 4.625%
HK$101,068
+HK$5,797/mo
Deposit HK$8.42M · loan HK$19.66M · min. income ≈ HK$190,542/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$1,193,501 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 59 min walk · 4,694 m
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
7
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
18
parks, libraries, sports within 1 km
Everyday convenience — 7 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- NO. 12
- Saleable Area
- 1,481 Saleable ft²
- Gross Area
- 1,800 ft²
- Efficiency
- 82%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-10 | HK$35.28M | — |
Other appraised units in this building
Data sourced from Renavon.com