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Crescira AVM · estimated value Medium confidence
HK$300.49M
≈ HK$55,218 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$90.15M, with repayments around HK$1,019,438/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$959,283
−HK$60,155/mo
▼ 0.25% · 3.875%
HK$989,122
−HK$30,316/mo
Today · 4.125%
HK$1,019,438
baseline
▲ 0.50% · 4.625%
HK$1,081,469
+HK$62,031/mo

Deposit HK$90.15M · loan HK$210.35M · min. income ≈ HK$2,038,876/mo (50% DSR)

Upfront cash ≈ HK$109.68M (deposit + AVD stamp duty HK$19,532,073 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
全層
Saleable Area
5,442 ft²
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-04-09 HK$512.00M +0.5%
9.3y
2015-12-11 HK$509.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 12 min walk · 932 m
Education
19
schools within 1 km (3 within 500 m)
Daily convenience
28
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com