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Crescira AVM · estimated value ● Medium confidence
HK$52.56M
≈ HK$25,780 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.77M, with repayments around HK$178,327/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$167,804
−HK$10,523/mo
▼ 0.25% · 3.875%
HK$173,024
−HK$5,303/mo
Today · 4.125%
HK$178,327
baseline
▲ 0.50% · 4.625%
HK$189,178
+HK$10,851/mo

Deposit HK$15.77M · loan HK$36.80M · min. income ≈ HK$356,654/mo (50% DSR)

Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,233,983 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
2,039 ft²
Gross Area
2,300 ft²
Efficiency
89%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2010-08-27 HK$40.88M +138.7%
6.4y
2004-04-15 HK$17.13M +0.8%
6.3y
1998-01-07 HK$17.00M −13.3%
0.9y
1997-02-04 HK$19.60M +30.7%
0.3y
1996-10-24 HK$15.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 14 min walk · 1,057 m
Education
21
schools within 1 km (2 within 500 m)
Daily convenience
20
within 1 km (0 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building