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Crescira AVM · estimated value ● Medium confidence
HK$81.22M
≈ HK$31,238 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$24.37M, with repayments around HK$275,542/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$259,283
−HK$16,259/mo
▼ 0.25% · 3.875%
HK$267,348
−HK$8,194/mo
Today · 4.125%
HK$275,542
baseline
▲ 0.50% · 4.625%
HK$292,308
+HK$16,766/mo

Deposit HK$24.37M · loan HK$56.85M · min. income ≈ HK$551,084/mo (50% DSR)

Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$3,451,840 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
2,600 ft²
Gross Area
3,600 ft²
Efficiency
72%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2020-07-31 HK$110.00M +428.8%
17.5y
2003-02-12 HK$20.80M −44.5%
5.7y
1997-06-16 HK$37.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 14 min walk · 1,057 m
Education
21
schools within 1 km (2 within 500 m)
Daily convenience
20
within 1 km (0 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building