2/F B (NO. 4)

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Floor

1/F A (NO. 2) 1,963 ft² 1/F B (NO. 4) 1,978 ft² 2/F B (NO. 4) 1,978 ft² 4/F A (NO. 2) 1,963 ft² 4/F B (NO. 4) 1,978 ft² 6/F A (NO. 2) 1,963 ft² 7/F A (NO. 2) 1,963 ft² 7/F B (NO. 4) 1,978 ft² 8/F A (NO. 2) 1,963 ft² 8/F B (NO. 4) 1,978 ft² 9/F A (NO. 2) 1,963 ft² 9/F B (NO. 4) 1,978 ft² 10/F A (NO. 2) 1,963 ft² 10/F B (NO. 4) 1,978 ft² 11/F B (NO. 4) 1,978 ft² 12/F A (NO. 2) 1,963 ft² 12/F B (NO. 4) 1,978 ft² 13/F A (NO. 2) 1,963 ft² 14/F B (NO. 4) 1,978 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$25.44M

≈ HK$12,862 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.63M, with repayments around HK$86,312/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$81,219

−HK$5,093/mo

▼ 0.25% · 3.875%

HK$83,745

−HK$2,567/mo

Today · 4.125%

HK$86,312

baseline

▲ 0.50% · 4.625%

HK$91,564

+HK$5,252/mo

Deposit HK$7.63M · loan HK$17.81M · min. income ≈ HK$172,624/mo (50% DSR)

Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$1,081,269 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 17 min walk · 1,334 m

Education

schools within 1 km (5 within 500 m)

Daily convenience

within 1 km (1 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 10 schools within a 1 km walk.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 11 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 2/F
Flat: B (NO. 4)
Saleable Area: 1,978 Saleable ft²
Gross Area: 2,194 ft²
Efficiency: 90%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2006-05-03	HK$14.00M	+87.9%	HK$7,078	HK$6,381
2003-12-24	HK$7.45M	−33.1%	HK$3,766	HK$3,396
1997-08-04	HK$11.14M	+48.5%	HK$5,632	HK$5,078
1996-08-30	HK$7.50M	—	HK$3,792	HK$3,418