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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,640/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,280/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,946 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Lei Tung Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 72%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-09 | HK$5.70M | +14.0% 4.4y · 3.0%/yr |
| 2018-04-20 | HK$5.00M | +180.9% 7.7y · 24.0%/yr |
| 2010-09-02 | HK$1.78M | +50.8% |
| 2006-12-07 | HK$1.18M | +0.0% |
| 2005-10-31 | HK$1.18M | +21.6% |
| 2005-04-20 | HK$970K | −31.2% |
| 1996-09-11 | HK$1.41M | — |