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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,383/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,766/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Lei Tung Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 72%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-28 | HK$5.28M | +32.0% 3.5y · 9.0%/yr |
| 2016-11-30 | HK$4.00M | +158.1% 7.2y · 22.0%/yr |
| 2009-09-21 | HK$1.55M | +43.5% |
| 2006-07-10 | HK$1.08M | +6.9% |
| 2001-03-24 | HK$1.01M | −28.9% |
| 1996-10-01 | HK$1.42M | — |