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Crescira AVM · estimated value Medium confidence
HK$16.81M
≈ HK$13,884 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.04M, with repayments around HK$57,040/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$53,674
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,343
−HK$1,697/mo
Today · 4.125%
HK$57,040
baseline
▲ 0.50% · 4.625%
HK$60,510
+HK$3,470/mo

Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,080/mo (50% DSR)

Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,497 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
J
Saleable Area
1,211 ft²
Gross Area
1,524 ft²
Efficiency
79%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2018-04-13 HK$25.30M +39.0%
3.6y
2014-08-20 HK$18.20M +21.3%
2008-02-27 HK$15.00M +34.4%
1997-07-17 HK$11.16M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 25 min walk · 1,979 m
(quite far — consider other transport options)
Education
9
schools within 1 km (1 within 500 m)
Daily convenience
5
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com