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Crescira AVM · estimated value Medium confidence
HK$17.06M
≈ HK$12,934 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.12M, with repayments around HK$57,875/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$54,460
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,154
−HK$1,721/mo
Today · 4.125%
HK$57,875
baseline
▲ 0.50% · 4.625%
HK$61,397
+HK$3,522/mo

Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,750/mo (50% DSR)

Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,733 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
1,319 ft²
Gross Area
1,500 ft²
Efficiency
88%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2026-06-30 HK$23.50M +21.8%
12.0y
2014-07-04 HK$19.30M +10.3%
2010-06-02 HK$17.50M +159.3%
2004-10-13 HK$6.75M +4.7%
1996-11-08 HK$6.45M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 14 min walk · 1,097 m
Education
7
schools within 1 km (4 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com