Skip to content
Crescira AVM · estimated value Medium confidence
HK$33.87M
≈ HK$18,369 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.16M, with repayments around HK$114,912/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$108,131
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,494
−HK$3,418/mo
Today · 4.125%
HK$114,912
baseline
▲ 0.50% · 4.625%
HK$121,904
+HK$6,992/mo

Deposit HK$10.16M · loan HK$23.71M · min. income ≈ HK$229,824/mo (50% DSR)

Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$1,439,552 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
B
Saleable Area
1,844 ft²
Gross Area
2,013 ft²
Efficiency
92%
District
Southern District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-04-18 HK$38.80M +47.4%
8.1y
2010-03-31 HK$26.32M +26.7%
2008-01-28 HK$20.78M +128.4%
2004-06-24 HK$9.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 15 min walk · 1,185 m
Education
5
schools within 1 km (4 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com