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Crescira AVM · estimated value Medium confidence
HK$56.67M
≈ HK$27,389 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.00M, with repayments around HK$192,248/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$180,904
−HK$11,344/mo
▼ 0.25% · 3.875%
HK$186,531
−HK$5,717/mo
Today · 4.125%
HK$192,248
baseline
▲ 0.50% · 4.625%
HK$203,946
+HK$11,698/mo

Deposit HK$17.00M · loan HK$39.67M · min. income ≈ HK$384,496/mo (50% DSR)

Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,408,378 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
45
Saleable Area
2,069 ft²
Gross Area
2,583 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2010-08-13 HK$39.00M +15.4%
2009-09-09 HK$33.80M +64.9%
1996-03-23 HK$20.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 36 min walk · 2,862 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com