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Crescira AVM · estimated value Medium confidence
HK$57.69M
≈ HK$27,884 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.31M, with repayments around HK$195,721/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$184,171
−HK$11,550/mo
▼ 0.25% · 3.875%
HK$189,900
−HK$5,821/mo
Today · 4.125%
HK$195,721
baseline
▲ 0.50% · 4.625%
HK$207,630
+HK$11,909/mo

Deposit HK$17.31M · loan HK$40.38M · min. income ≈ HK$391,442/mo (50% DSR)

Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$2,451,882 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
45
Saleable Area
2,069 ft²
Gross Area
2,583 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2014-10-22 HK$54.00M +50.0%
2010-01-27 HK$36.00M +94.6%
1999-05-20 HK$18.50M −40.3%
1998-01-16 HK$31.00M +93.8%
1995-10-21 HK$16.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 36 min walk · 2,862 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com