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2/F B

in The Somerset

Southern District · Hong Kong Island

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Floor
1/F B 2,472 ft² 2/F A 1,939 ft² 2/F B 2,453 ft² 2/F C 2,463 ft² 3/F B 2,522 ft² 4/F A 1,939 ft² 4/F B 2,522 ft² 4/F C 2,463 ft² 5/F A 1,939 ft² 5/F B 2,463 ft² 5/F C 2,522 ft² 6/F A 1,939 ft² 6/F C 2,522 ft² 7/F A 1,939 ft² 7/F B 2,453 ft² 7/F C 2,463 ft² 8/F A 1,985 ft² 8/F B 2,522 ft² 8/F C 2,463 ft² 9/F A 1,939 ft² 9/F B 2,522 ft² 9/F C 2,522 ft² 10/F A 1,939 ft² 10/F B 2,453 ft² 10/F C 2,463 ft² 11/F B 2,522 ft² 12/F C 2,463 ft²
Crescira AVM · estimated value ● Medium confidence
HK$76.92M
≈ HK$31,359 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$23.08M, with repayments around HK$260,967/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$245,567
−HK$15,400/mo
▼ 0.25% · 3.875%
HK$253,206
−HK$7,761/mo
Today · 4.125%
HK$260,967
baseline
▲ 0.50% · 4.625%
HK$276,846
+HK$15,879/mo

Deposit HK$23.08M · loan HK$53.85M · min. income ≈ HK$521,934/mo (50% DSR)

Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$3,269,247 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 25 min walk · 1,943 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
2/F
Flat
B
Saleable Area
2,453 Saleable ft²
Gross Area
3,099 ft²
Efficiency
79%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1997-04-18 HK$35.00M +28.2%
1996-11-29 HK$27.30M +17.7%
1996-07-05 HK$23.20M —

Other appraised units in this building

1/F B
2,472 ft²
HK$77.16M
2/F A
1,939 ft²
HK$58.69M
2/F C
2,463 ft²
HK$77.25M
3/F B
2,522 ft²
HK$80.81M
4/F A
1,939 ft²
HK$60.43M
4/F B
2,522 ft²
HK$81.49M
Data sourced from Renavon.com