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Crescira AVM · estimated value Medium confidence
HK$65.75M
≈ HK$28,488 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.73M, with repayments around HK$223,065/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$209,902
−HK$13,163/mo
▼ 0.25% · 3.875%
HK$216,431
−HK$6,634/mo
Today · 4.125%
HK$223,065
baseline
▲ 0.50% · 4.625%
HK$236,638
+HK$13,573/mo

Deposit HK$19.73M · loan HK$46.03M · min. income ≈ HK$446,130/mo (50% DSR)

Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,794,438 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
63
Saleable Area
2,308 ft²
Gross Area
2,772 ft²
Efficiency
83%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2006-04-13 HK$23.80M +88.9%
2002-01-26 HK$12.60M −64.0%
1997-07-04 HK$35.00M +25.0%
1997-01-20 HK$28.00M +20.2%
1996-11-13 HK$23.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 35 min walk · 2,800 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com