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Crescira AVM · estimated value Medium confidence
HK$67.93M
≈ HK$29,434 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$20.38M, with repayments around HK$230,470/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$216,871
−HK$13,599/mo
▼ 0.25% · 3.875%
HK$223,617
−HK$6,853/mo
Today · 4.125%
HK$230,470
baseline
▲ 0.50% · 4.625%
HK$244,494
+HK$14,024/mo

Deposit HK$20.38M · loan HK$47.55M · min. income ≈ HK$460,940/mo (50% DSR)

Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,208 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
63
Saleable Area
2,308 ft²
Gross Area
2,772 ft²
Efficiency
83%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-06-23 HK$75.00M +74.4%
10.6y
2010-11-30 HK$43.00M +64.8%
2007-06-22 HK$26.10M +26.7%
2004-10-07 HK$20.60M +6.7%
2000-02-11 HK$19.30M −12.3%
1996-10-19 HK$22.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 35 min walk · 2,800 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com