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Crescira AVM · estimated value Medium confidence
HK$23.26M
≈ HK$22,561 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.98M, with repayments around HK$78,913/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$74,257
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,566
−HK$2,347/mo
Today · 4.125%
HK$78,913
baseline
▲ 0.50% · 4.625%
HK$83,715
+HK$4,802/mo

Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,826/mo (50% DSR)

Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,582 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
35
Saleable Area
1,031 ft²
Gross Area
1,298 ft²
Efficiency
79%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-01-08 HK$18.50M −15.9%
24.2y
2023-06-27 HK$22.00M +153.5%
22.7y · 7.0%/yr
2000-11-10 HK$8.68M −22.5%
4.5y
1996-04-20 HK$11.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 36 min walk · 2,810 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com