Crescira AVM · estimated value
● Medium confidence
HK$31.30M
≈ HK$17,898 / ft² saleable
· updated 2026-10-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.39M, with repayments around HK$106,197/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$99,931
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,039
−HK$3,158/mo
Today · 4.125%
HK$106,197
baseline
▲ 0.50% · 4.625%
HK$112,659
+HK$6,462/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,394/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,381 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 1,749 ft²
- Gross Area
- 1,900 ft²
- Efficiency
- 92%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2000-10-19 | HK$12.28M | −5.5% 4.3y |
| 1996-06-14 | HK$13.00M | +44.4% 0.7y |
| 1995-09-21 | HK$9.00M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Chai Wan
≈ 58 min walk · 4,598 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Green space & leisure — 5 parks, libraries and sports venues nearby.