Crescira AVM · estimated value
● Medium confidence
HK$37.56M
≈ HK$21,477 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.27M, with repayments around HK$127,435/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$119,915
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$123,645
−HK$3,790/mo
Today · 4.125%
HK$127,435
baseline
▲ 0.50% · 4.625%
HK$135,189
+HK$7,754/mo
Deposit HK$11.27M · loan HK$26.29M · min. income ≈ HK$254,870/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,596,432 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 1,749 ft²
- Gross Area
- 1,900 ft²
- Efficiency
- 92%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-08-19 | HK$37.50M | +47.1% 18.8y |
| 2007-11-27 | HK$25.50M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Chai Wan
≈ 58 min walk · 4,598 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com