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Home Southern District Ming Wai Gardens

15/F A

in Ming Wai Gardens

Southern District · Hong Kong Island

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Floor
1/F A 1,583 ft² 1/F B 1,583 ft² 2/F A 1,583 ft² 3/F A 1,583 ft² 4/F B 1,583 ft² 5/F A 1,583 ft² 6/F A 1,583 ft² 7/F A 1,583 ft² 8/F B 1,583 ft² 9/F A 1,586 ft² 9/F B 1,586 ft² 10/F A 1,586 ft² 10/F B 1,583 ft² 11/F B 1,583 ft² 12/F A 1,583 ft² 12/F B 1,583 ft² 13/F A 1,583 ft² 13/F B 1,583 ft² 14/F B 1,583 ft² 15/F A 1,583 ft² 16/F A 1,583 ft² 17/F B 1,583 ft² 18/F A 1,583 ft² 18/F B 1,583 ft²
Crescira AVM · estimated value ● Medium confidence
HK$47.55M
≈ HK$30,036 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.26M, with repayments around HK$161,305/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$151,787
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,508
−HK$4,797/mo
Today · 4.125%
HK$161,305
baseline
▲ 0.50% · 4.625%
HK$171,120
+HK$9,815/mo

Deposit HK$14.26M · loan HK$33.28M · min. income ≈ HK$322,610/mo (50% DSR)

Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$2,020,743 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 23 min walk · 1,821 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
15/F
Flat
A
Saleable Area
1,583 Saleable ft²
Gross Area
1,900 ft²
Efficiency
83%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2026-06-09 HK$50.00M —

Other appraised units in this building

1/F A
1,583 ft²
HK$40.23M
1/F B
1,583 ft²
HK$40.07M
2/F A
1,583 ft²
HK$40.19M
3/F A
1,583 ft²
HK$41.92M
4/F B
1,583 ft²
HK$42.22M
5/F A
1,583 ft²
HK$42.80M
Data sourced from Renavon.com