Skip to content
Crescira AVM · estimated value Medium confidence
HK$55.87M
≈ HK$27,251 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.76M, with repayments around HK$189,525/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$178,342
−HK$11,183/mo
▼ 0.25% · 3.875%
HK$183,889
−HK$5,636/mo
Today · 4.125%
HK$189,525
baseline
▲ 0.50% · 4.625%
HK$201,057
+HK$11,532/mo

Deposit HK$16.76M · loan HK$39.11M · min. income ≈ HK$379,050/mo (50% DSR)

Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$2,374,271 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
67
Saleable Area
2,050 ft²
Gross Area
2,541 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2024-05-30 HK$53.00M +341.7%
22.2y
2002-04-12 HK$12.00M −62.6%
1997-10-16 HK$32.09M −11.4%
1997-07-18 HK$36.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 35 min walk · 2,731 m
(quite far — consider other transport options)
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com