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Crescira AVM · estimated value Medium confidence
HK$56.52M
≈ HK$27,586 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.96M, with repayments around HK$191,760/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$180,444
−HK$11,316/mo
▼ 0.25% · 3.875%
HK$186,057
−HK$5,703/mo
Today · 4.125%
HK$191,760
baseline
▲ 0.50% · 4.625%
HK$203,428
+HK$11,668/mo

Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$383,520/mo (50% DSR)

Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,260 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
67
Saleable Area
2,049 ft²
Gross Area
2,541 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-02-12 HK$48.00M −17.2%
7.4y
2017-09-01 HK$58.00M +205.3%
18.3y
1999-05-13 HK$19.00M −28.2%
1997-01-04 HK$26.48M +12.2%
1996-11-30 HK$23.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 35 min walk · 2,731 m
(quite far — consider other transport options)
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com