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Crescira AVM · estimated value Medium confidence
HK$61.53M
≈ HK$31,378 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.46M, with repayments around HK$208,748/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$196,430
−HK$12,318/mo
▼ 0.25% · 3.875%
HK$202,540
−HK$6,208/mo
Today · 4.125%
HK$208,748
baseline
▲ 0.50% · 4.625%
HK$221,450
+HK$12,702/mo

Deposit HK$18.46M · loan HK$43.07M · min. income ≈ HK$417,496/mo (50% DSR)

Upfront cash ≈ HK$21.07M (deposit + AVD stamp duty HK$2,615,079 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
A
Saleable Area
1,961 ft²
Gross Area
2,400 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1999-07-08 HK$22.00M −24.6%
1997-04-29 HK$29.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 24 min walk · 1,873 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com