Home Southern District Monte Verde

19/F A

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Floor

1/F A 1,961 ft² 1/F B 1,961 ft² 2/F B 1,961 ft² 3/F A 1,953 ft² 4/F A 1,961 ft² 4/F B 1,953 ft² 6/F A 1,953 ft² 7/F A 1,953 ft² 9/F B 1,953 ft² 10/F A 1,961 ft² 11/F B 1,961 ft² 12/F B 1,961 ft² 14/F A 1,961 ft² 14/F B 1,953 ft² 15/F A 1,961 ft² 17/F A 1,961 ft² 18/F B 1,961 ft² 19/F A 1,961 ft² 19/F B 1,961 ft² 20/F B 1,961 ft² 21/F A 1,843 ft²

Crescira AVM · estimated value ● Medium confidence

HK$60.44M

≈ HK$30,820 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.13M, with repayments around HK$205,039/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$192,940

−HK$12,099/mo

▼ 0.25% · 3.875%

HK$198,942

−HK$6,097/mo

Today · 4.125%

HK$205,039

baseline

▲ 0.50% · 4.625%

HK$217,515

+HK$12,476/mo

Deposit HK$18.13M · loan HK$42.31M · min. income ≈ HK$410,078/mo (50% DSR)

Upfront cash ≈ HK$20.70M (deposit + AVD stamp duty HK$2,568,620 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 19/F
Flat: A
Saleable Area: 1,961 ft²
Gross Area: 2,400 ft²
Efficiency: 82%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-09-03	HK$60.00M	+140.0% 19.0y	HK$30,597	HK$25,000
2005-09-21	HK$25.00M	+15.7%	HK$12,749	HK$10,417
2000-08-23	HK$21.60M	+8.0%	HK$11,015	HK$9,000
1995-11-13	HK$20.00M	—	HK$10,199	HK$8,333