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Crescira AVM · estimated value Medium confidence
HK$37.20M
≈ HK$24,717 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.16M, with repayments around HK$126,198/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$118,751
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$122,445
−HK$3,753/mo
Today · 4.125%
HK$126,198
baseline
▲ 0.50% · 4.625%
HK$133,877
+HK$7,679/mo

Deposit HK$11.16M · loan HK$26.04M · min. income ≈ HK$252,396/mo (50% DSR)

Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,937 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
51
Saleable Area
1,505 ft²
Gross Area
1,924 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-09-06 HK$19.10M +18.6%
2006-11-17 HK$16.10M +3.5%
2006-04-11 HK$15.55M +11.1%
2004-03-11 HK$14.00M +45.8%
2002-12-11 HK$9.60M −57.3%
1997-12-30 HK$22.50M +58.5%
1996-06-12 HK$14.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 36 min walk · 2,862 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com