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Crescira AVM · estimated value Medium confidence
HK$42.14M
≈ HK$25,885 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.64M, with repayments around HK$142,966/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$134,530
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,715
−HK$4,251/mo
Today · 4.125%
HK$142,966
baseline
▲ 0.50% · 4.625%
HK$151,665
+HK$8,699/mo

Deposit HK$12.64M · loan HK$29.50M · min. income ≈ HK$285,932/mo (50% DSR)

Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,791,004 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
49
Saleable Area
1,628 ft²
Gross Area
2,093 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-06-25 HK$18.70M +1.7%
2005-05-23 HK$18.38M +20.9%
2004-03-26 HK$15.20M +16.9%
2004-02-25 HK$13.00M −13.3%
1998-03-11 HK$15.00M −50.8%
1997-09-24 HK$30.50M +13.0%
1997-01-18 HK$27.00M +107.7%
1995-11-18 HK$13.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 36 min walk · 2,862 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com