Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,397/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,794/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$43,625 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 298 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-17 | HK$6.20M | +19.2% 3.1y · 6.0%/yr |
| 2017-05-19 | HK$5.20M | +13.0% 4.5y · 3.0%/yr |
| 2012-11-07 | HK$4.60M | +20.4% |
| 2010-12-17 | HK$3.82M | +29.5% |
| 2010-08-23 | HK$2.95M | +5.4% |
| 2009-06-30 | HK$2.80M | — |