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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,235/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,470/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$36,199 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 298 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-11 | HK$5.70M | +5.6% 3.7y · 2.0%/yr |
| 2018-12-07 | HK$5.40M | +45.9% 8.0y · 6.0%/yr |
| 2010-12-16 | HK$3.70M | +13.8% |
| 2010-10-26 | HK$3.25M | +41.3% |
| 2008-10-06 | HK$2.30M | +4.5% |
| 2007-11-07 | HK$2.20M | +12.8% |
| 2007-05-29 | HK$1.95M | +21.1% |
| 1997-03-26 | HK$1.61M | — |