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Crescira AVM · estimated value ● Medium confidence
HK$21.94M
≈ HK$19,859 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.58M, with repayments around HK$74,447/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$70,054
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,233
−HK$2,214/mo
Today · 4.125%
HK$74,447
baseline
▲ 0.50% · 4.625%
HK$78,976
+HK$4,529/mo

Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,894/mo (50% DSR)

Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$932,626 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
C
Saleable Area
1,105 ft²
Gross Area
1,260 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2007-05-18 HK$9.65M +724.8%
16.8y
1996-01-26 HK$1.17M −49.8%
1996-01-26 HK$2.33M −64.4%
1996-01-11 HK$6.54M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 8 min walk · 623 m
Education
48
schools within 1 km (12 within 500 m)
Daily convenience
42
within 1 km (1 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building