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Crescira AVM · estimated value Medium confidence
HK$20.16M
≈ HK$17,934 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.05M, with repayments around HK$68,388/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$64,353
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,354
−HK$2,034/mo
Today · 4.125%
HK$68,388
baseline
▲ 0.50% · 4.625%
HK$72,549
+HK$4,161/mo

Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,776/mo (50% DSR)

Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,836 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
A
Saleable Area
1,124 ft²
Gross Area
1,260 ft²
Efficiency
89%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2025-06-25 HK$19.08M +107.4%
27.3y
1998-03-30 HK$9.20M +12.2%
1996-11-12 HK$8.20M +6.9%
1996-03-30 HK$7.67M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 8 min walk · 623 m
Education
48
schools within 1 km (12 within 500 m)
Daily convenience
43
within 1 km (1 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com