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At today's rate and a 90% mortgage, the deposit on this unit is about HK$383K, with repayments around HK$16,726/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$383K · loan HK$3.45M · min. income ≈ HK$33,452/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Quarry Bay Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 374 ft²
- Efficiency
- 71%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-24 | HK$5.20M | +9.5% 4.0y · 2.0%/yr |
| 2018-02-09 | HK$4.75M | +58.3% 6.7y · 9.0%/yr |
| 2011-05-24 | HK$3.00M | +32.7% |
| 2010-08-16 | HK$2.26M | +17.1% |
| 2009-08-21 | HK$1.93M | +43.0% |
| 2006-06-12 | HK$1.35M | +37.8% |
| 2005-08-11 | HK$980K | — |