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At today's rate and a 90% mortgage, the deposit on this unit is about HK$381K, with repayments around HK$16,622/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$381K · loan HK$3.43M · min. income ≈ HK$33,244/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Quarry Bay Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- D
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 369 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-02 | HK$3.48M | −28.2% 4.3y · −7.0%/yr |
| 2021-02-01 | HK$4.85M | +89.5% 9.6y · 9.0%/yr |
| 2011-07-08 | HK$2.56M | +51.5% |
| 2010-01-08 | HK$1.69M | +32.0% |
| 2007-11-16 | HK$1.28M | +30.6% |
| 2001-07-31 | HK$980K | — |