▼ 0.50% · 3.625%
HK$5,742
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$182/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,473
+HK$371/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,387
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$174/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,087
+HK$354/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,512
−HK$200/mo
Today · 4.125%
HK$6,712
baseline
▲ 0.50% · 4.625%
HK$7,120
+HK$408/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$13,424/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,215
−HK$191/mo
Today · 4.125%
HK$7,406
baseline
▲ 0.50% · 4.625%
HK$7,796
+HK$390/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$14,812/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,890
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,104
−HK$218/mo
Today · 4.125%
HK$7,322
baseline
▲ 0.50% · 4.625%
HK$7,767
+HK$445/mo
Deposit HK$1.01M · loan HK$1.51M · min. income ≈ HK$14,644/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,665
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,871
−HK$208/mo
Today · 4.125%
HK$8,079
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$426/mo
Deposit HK$1.01M · loan HK$1.51M · min. income ≈ HK$16,158/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,464
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,696
−HK$236/mo
Today · 4.125%
HK$7,932
baseline
▲ 0.50% · 4.625%
HK$8,415
+HK$483/mo
Deposit HK$881K · loan HK$1.64M · min. income ≈ HK$15,864/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,304
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,526
−HK$226/mo
Today · 4.125%
HK$8,752
baseline
▲ 0.50% · 4.625%
HK$9,214
+HK$462/mo
Deposit HK$881K · loan HK$1.64M · min. income ≈ HK$17,504/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,038
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,288
−HK$254/mo
Today · 4.125%
HK$8,542
baseline
▲ 0.50% · 4.625%
HK$9,062
+HK$520/mo
Deposit HK$755K · loan HK$1.76M · min. income ≈ HK$17,084/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,942
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,182
−HK$244/mo
Today · 4.125%
HK$9,426
baseline
▲ 0.50% · 4.625%
HK$9,922
+HK$496/mo
Deposit HK$755K · loan HK$1.76M · min. income ≈ HK$18,852/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,612
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,880
−HK$272/mo
Today · 4.125%
HK$9,152
baseline
▲ 0.50% · 4.625%
HK$9,709
+HK$557/mo
Deposit HK$629K · loan HK$1.89M · min. income ≈ HK$18,304/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,581
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,838
−HK$261/mo
Today · 4.125%
HK$10,099
baseline
▲ 0.50% · 4.625%
HK$10,631
+HK$532/mo
Deposit HK$629K · loan HK$1.89M · min. income ≈ HK$20,198/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,187
−HK$576/mo
▼ 0.25% · 3.875%
HK$9,472
−HK$291/mo
Today · 4.125%
HK$9,763
baseline
▲ 0.50% · 4.625%
HK$10,357
+HK$594/mo
Deposit HK$504K · loan HK$2.01M · min. income ≈ HK$19,526/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,220
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,494
−HK$278/mo
Today · 4.125%
HK$10,772
baseline
▲ 0.50% · 4.625%
HK$11,340
+HK$568/mo
Deposit HK$504K · loan HK$2.01M · min. income ≈ HK$21,544/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,761
−HK$612/mo
▼ 0.25% · 3.875%
HK$10,064
−HK$309/mo
Today · 4.125%
HK$10,373
baseline
▲ 0.50% · 4.625%
HK$11,004
+HK$631/mo
Deposit HK$378K · loan HK$2.14M · min. income ≈ HK$20,746/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,859
−HK$586/mo
▼ 0.25% · 3.875%
HK$11,150
−HK$295/mo
Today · 4.125%
HK$11,445
baseline
▲ 0.50% · 4.625%
HK$12,049
+HK$604/mo
Deposit HK$378K · loan HK$2.14M · min. income ≈ HK$22,890/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,335
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,656
−HK$327/mo
Today · 4.125%
HK$10,983
baseline
▲ 0.50% · 4.625%
HK$11,651
+HK$668/mo
Deposit HK$252K · loan HK$2.27M · min. income ≈ HK$21,966/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,497
−HK$622/mo
▼ 0.25% · 3.875%
HK$11,806
−HK$313/mo
Today · 4.125%
HK$12,119
baseline
▲ 0.50% · 4.625%
HK$12,757
+HK$638/mo
Deposit HK$252K · loan HK$2.27M · min. income ≈ HK$24,238/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).