▼ 0.50% · 3.625%
HK$5,566
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$176/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,275
+HK$360/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$169/mo
Today · 4.125%
HK$6,527
baseline
▲ 0.50% · 4.625%
HK$6,871
+HK$344/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,054/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,123
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$194/mo
Today · 4.125%
HK$6,507
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$396/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$13,014/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,994
−HK$186/mo
Today · 4.125%
HK$7,180
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,360/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$211/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,530
+HK$432/mo
Deposit HK$976K · loan HK$1.46M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,431
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,630
−HK$202/mo
Today · 4.125%
HK$7,832
baseline
▲ 0.50% · 4.625%
HK$8,245
+HK$413/mo
Deposit HK$976K · loan HK$1.46M · min. income ≈ HK$15,664/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,236
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,461
−HK$229/mo
Today · 4.125%
HK$7,690
baseline
▲ 0.50% · 4.625%
HK$8,158
+HK$468/mo
Deposit HK$854K · loan HK$1.59M · min. income ≈ HK$15,380/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,050
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,266
−HK$219/mo
Today · 4.125%
HK$8,485
baseline
▲ 0.50% · 4.625%
HK$8,932
+HK$447/mo
Deposit HK$854K · loan HK$1.59M · min. income ≈ HK$16,970/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,793
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,035
−HK$246/mo
Today · 4.125%
HK$8,281
baseline
▲ 0.50% · 4.625%
HK$8,785
+HK$504/mo
Deposit HK$732K · loan HK$1.71M · min. income ≈ HK$16,562/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,669
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,902
−HK$236/mo
Today · 4.125%
HK$9,138
baseline
▲ 0.50% · 4.625%
HK$9,619
+HK$481/mo
Deposit HK$732K · loan HK$1.71M · min. income ≈ HK$18,276/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,349
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,609
−HK$264/mo
Today · 4.125%
HK$8,873
baseline
▲ 0.50% · 4.625%
HK$9,413
+HK$540/mo
Deposit HK$610K · loan HK$1.83M · min. income ≈ HK$17,746/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,289
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,538
−HK$252/mo
Today · 4.125%
HK$9,790
baseline
▲ 0.50% · 4.625%
HK$10,307
+HK$517/mo
Deposit HK$610K · loan HK$1.83M · min. income ≈ HK$19,580/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,906
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,183
−HK$282/mo
Today · 4.125%
HK$9,465
baseline
▲ 0.50% · 4.625%
HK$10,040
+HK$575/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$18,930/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,908
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,174
−HK$269/mo
Today · 4.125%
HK$10,443
baseline
▲ 0.50% · 4.625%
HK$10,994
+HK$551/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$20,886/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,463
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,757
−HK$299/mo
Today · 4.125%
HK$10,056
baseline
▲ 0.50% · 4.625%
HK$10,668
+HK$612/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$20,112/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,527
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,809
−HK$287/mo
Today · 4.125%
HK$11,096
baseline
▲ 0.50% · 4.625%
HK$11,681
+HK$585/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$22,192/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,019
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,331
−HK$317/mo
Today · 4.125%
HK$10,648
baseline
▲ 0.50% · 4.625%
HK$11,295
+HK$647/mo
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$21,296/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,146
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,445
−HK$304/mo
Today · 4.125%
HK$11,749
baseline
▲ 0.50% · 4.625%
HK$12,368
+HK$619/mo
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$23,498/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).