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Home Eastern District CITY GARDEN PHASE 1 BLOCK 5

20/F A

in CITY GARDEN PHASE 1 BLOCK 5

Eastern District · Hong Kong Island

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Floor
2/F A 1,122 ft² 2/F B 822 ft² 2/F C 885 ft² 2/F D 1,122 ft² 2/F F 803 ft² 3/F B 917 ft² 3/F C 917 ft² 3/F E 883 ft² 3/F F 883 ft² 4/F A 1,226 ft² 4/F B 917 ft² 4/F C 917 ft² 4/F D 1,226 ft² 4/F E 883 ft² 4/F F 883 ft² 5/F D 1,226 ft² 5/F F 897 ft² 6/F A 1,226 ft² 6/F B 931 ft² 6/F C 931 ft² 6/F E 897 ft² 6/F F 897 ft² 7/F A 1,226 ft² 7/F B 931 ft² 7/F C 931 ft² 7/F D 1,226 ft² 8/F A 1,226 ft² 8/F B 931 ft² 8/F C 931 ft² 8/F E 897 ft² 9/F A 1,226 ft² 9/F B 931 ft² 9/F E 897 ft² 9/F F 897 ft² 10/F A 1,226 ft² 10/F D 1,226 ft² 10/F E 897 ft² 11/F C 931 ft² 11/F E 897 ft² 12/F A 1,226 ft² 13/F C 931 ft² 13/F D 1,226 ft² 13/F F 897 ft² 14/F B 931 ft² 14/F D 1,226 ft² 15/F C 931 ft² 15/F D 1,226 ft² 15/F E 897 ft² 15/F F 897 ft² 16/F A 1,226 ft² 16/F B 931 ft² 16/F D 1,226 ft² 16/F F 897 ft² 17/F B 931 ft² 17/F C 931 ft² 17/F D 1,226 ft² 17/F E 897 ft² 17/F F 897 ft² 18/F A 1,226 ft² 18/F B 931 ft² 18/F C 931 ft² 19/F A 1,226 ft² 19/F B 931 ft² 19/F C 931 ft² 19/F E 897 ft² 19/F F 897 ft² 20/F A 1,226 ft² 20/F B 931 ft² 20/F F 897 ft² 21/F A 1,226 ft² 21/F B 931 ft² 21/F D 1,226 ft² 21/F F 897 ft² 22/F C 931 ft² 22/F D 1,226 ft² 22/F E 897 ft² 23/F B 931 ft² 23/F C 931 ft² 23/F D 1,226 ft² 23/F E 897 ft² 23/F F 897 ft² 24/F A 1,226 ft² 24/F B 931 ft² 24/F D 1,226 ft² 24/F F 897 ft² 25/F C 931 ft² 25/F D 1,226 ft² 25/F E 897 ft² 26/F B 931 ft² 26/F C 931 ft² 26/F D 1,226 ft² 26/F E 897 ft² 27/F D 1,122 ft² 27/F E 883 ft² 28/F A 1,122 ft² 28/F B 781 ft² 28/F C 781 ft² 28/F E 883 ft² 28/F F 883 ft²
Crescira AVM · estimated value ● Medium confidence
HK$18.77M
≈ HK$15,310 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.63M, with repayments around HK$63,677/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$59,920
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,783
−HK$1,894/mo
Today · 4.125%
HK$63,677
baseline
▲ 0.50% · 4.625%
HK$67,552
+HK$3,875/mo

Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,354/mo (50% DSR)

Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,863 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 5 min walk · 377 m
Education
77
schools within 1 km (29 within 500 m)
Daily convenience
70
within 1 km (29 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 77 schools within a 1 km walk.

Everyday convenience — 70 shopping and daily-needs spots nearby.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,226 Saleable ft²
Gross Area
1,368 ft²
Efficiency
90%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2010-10-15 HK$12.75M —

Other appraised units in this building

2/F A
1,122 ft²
HK$14.99M
2/F B
822 ft²
HK$10.66M
2/F C
885 ft²
HK$11.48M
2/F D
1,122 ft²
HK$14.90M
2/F F
803 ft²
HK$10.49M
3/F B
917 ft²
HK$11.80M
Data sourced from Renavon.com