▼ 0.50% · 3.625%
HK$21,407
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,073
−HK$677/mo
Today · 4.125%
HK$22,750
baseline
▲ 0.50% · 4.625%
HK$24,134
+HK$1,384/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,500/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,815
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,454
−HK$648/mo
Today · 4.125%
HK$25,102
baseline
▲ 0.50% · 4.625%
HK$26,425
+HK$1,323/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,204/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,280
−HK$745/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,197
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$713/mo
Today · 4.125%
HK$27,612
baseline
▲ 0.50% · 4.625%
HK$29,068
+HK$1,456/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,224/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,689
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,488
−HK$812/mo
Today · 4.125%
HK$27,300
baseline
▲ 0.50% · 4.625%
HK$28,961
+HK$1,661/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$54,600/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,578
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,345
−HK$777/mo
Today · 4.125%
HK$30,122
baseline
▲ 0.50% · 4.625%
HK$31,710
+HK$1,588/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$60,244/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,829
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,695
−HK$880/mo
Today · 4.125%
HK$29,575
baseline
▲ 0.50% · 4.625%
HK$31,374
+HK$1,799/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$59,150/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,960
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,790
−HK$843/mo
Today · 4.125%
HK$32,633
baseline
▲ 0.50% · 4.625%
HK$34,353
+HK$1,720/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$65,266/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,970
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,902
−HK$947/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,787
+HK$1,938/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,341
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,236
−HK$907/mo
Today · 4.125%
HK$35,143
baseline
▲ 0.50% · 4.625%
HK$36,995
+HK$1,852/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,286/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,111
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,110
−HK$1,014/mo
Today · 4.125%
HK$34,124
baseline
▲ 0.50% · 4.625%
HK$36,201
+HK$2,077/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,248/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,723
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,681
−HK$972/mo
Today · 4.125%
HK$37,653
baseline
▲ 0.50% · 4.625%
HK$39,638
+HK$1,985/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,306/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,252
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,317
−HK$1,082/mo
Today · 4.125%
HK$36,399
baseline
▲ 0.50% · 4.625%
HK$38,614
+HK$2,215/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,798/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,104
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,126
−HK$1,037/mo
Today · 4.125%
HK$40,163
baseline
▲ 0.50% · 4.625%
HK$42,280
+HK$2,117/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,326/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,392
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,524
−HK$1,150/mo
Today · 4.125%
HK$38,674
baseline
▲ 0.50% · 4.625%
HK$41,028
+HK$2,354/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,348/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,486
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,572
−HK$1,101/mo
Today · 4.125%
HK$42,673
baseline
▲ 0.50% · 4.625%
HK$44,923
+HK$2,250/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,346/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,533
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,732
−HK$1,217/mo
Today · 4.125%
HK$40,949
baseline
▲ 0.50% · 4.625%
HK$43,441
+HK$2,492/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,898/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,868
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,017
−HK$1,167/mo
Today · 4.125%
HK$45,184
baseline
▲ 0.50% · 4.625%
HK$47,565
+HK$2,381/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,368/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).