▼ 0.50% · 3.625%
HK$20,936
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,587
−HK$662/mo
Today · 4.125%
HK$22,249
baseline
▲ 0.50% · 4.625%
HK$23,603
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,498/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,291
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,916
−HK$634/mo
Today · 4.125%
HK$24,550
baseline
▲ 0.50% · 4.625%
HK$25,844
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,100/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,030
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,746
−HK$728/mo
Today · 4.125%
HK$24,474
baseline
▲ 0.50% · 4.625%
HK$25,963
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,948/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,620
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,308
−HK$697/mo
Today · 4.125%
HK$27,005
baseline
▲ 0.50% · 4.625%
HK$28,428
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,010/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,123
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,905
−HK$794/mo
Today · 4.125%
HK$26,699
baseline
▲ 0.50% · 4.625%
HK$28,323
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,398/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,950
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,699
−HK$761/mo
Today · 4.125%
HK$29,460
baseline
▲ 0.50% · 4.625%
HK$31,012
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,920/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,217
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,064
−HK$860/mo
Today · 4.125%
HK$28,924
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,760/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,848/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,279
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,091
−HK$824/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,597
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,311
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,222
−HK$927/mo
Today · 4.125%
HK$31,149
baseline
▲ 0.50% · 4.625%
HK$33,044
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,298/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,608
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,482
−HK$888/mo
Today · 4.125%
HK$34,370
baseline
▲ 0.50% · 4.625%
HK$36,181
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,740/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,404
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,381
−HK$993/mo
Today · 4.125%
HK$33,374
baseline
▲ 0.50% · 4.625%
HK$35,404
+HK$2,030/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,748/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,937
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,874
−HK$951/mo
Today · 4.125%
HK$36,825
baseline
▲ 0.50% · 4.625%
HK$38,766
+HK$1,941/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,650/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,498
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,540
−HK$1,059/mo
Today · 4.125%
HK$35,599
baseline
▲ 0.50% · 4.625%
HK$37,765
+HK$2,166/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,198/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,266
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,266
−HK$1,014/mo
Today · 4.125%
HK$39,280
baseline
▲ 0.50% · 4.625%
HK$41,350
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,560/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,592
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,699
−HK$1,124/mo
Today · 4.125%
HK$37,823
baseline
▲ 0.50% · 4.625%
HK$40,125
+HK$2,302/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,646/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,595
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,657
−HK$1,077/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$43,934
+HK$2,200/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,857
−HK$1,191/mo
Today · 4.125%
HK$40,048
baseline
▲ 0.50% · 4.625%
HK$42,485
+HK$2,437/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,096/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,924
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,049
−HK$1,140/mo
Today · 4.125%
HK$44,189
baseline
▲ 0.50% · 4.625%
HK$46,519
+HK$2,330/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,378/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,153 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).