▼ 0.50% · 3.625%
HK$20,472
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,109
−HK$647/mo
Today · 4.125%
HK$21,756
baseline
▲ 0.50% · 4.625%
HK$23,080
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,512/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,775
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,386
−HK$620/mo
Today · 4.125%
HK$24,006
baseline
▲ 0.50% · 4.625%
HK$25,271
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,012/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,520
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,220
−HK$712/mo
Today · 4.125%
HK$23,932
baseline
▲ 0.50% · 4.625%
HK$25,388
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,864/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,725
−HK$681/mo
Today · 4.125%
HK$26,406
baseline
▲ 0.50% · 4.625%
HK$27,798
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,812/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,567
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,331
−HK$777/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,063
−HK$744/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,326
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,614
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,442
−HK$841/mo
Today · 4.125%
HK$28,283
baseline
▲ 0.50% · 4.625%
HK$30,004
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,566/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,608
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$806/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$32,853
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,661
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,553
−HK$906/mo
Today · 4.125%
HK$30,459
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,918/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,886
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,741
−HK$867/mo
Today · 4.125%
HK$33,608
baseline
▲ 0.50% · 4.625%
HK$35,380
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,216/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,709
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,664
−HK$970/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,620
+HK$1,986/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,163
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,079
−HK$930/mo
Today · 4.125%
HK$36,009
baseline
▲ 0.50% · 4.625%
HK$37,907
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,018/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,756
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,775
−HK$1,035/mo
Today · 4.125%
HK$34,810
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,620/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,418
−HK$991/mo
Today · 4.125%
HK$38,409
baseline
▲ 0.50% · 4.625%
HK$40,434
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,818/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,803
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,886
−HK$1,100/mo
Today · 4.125%
HK$36,986
baseline
▲ 0.50% · 4.625%
HK$39,236
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,972/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,718
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,757
−HK$1,053/mo
Today · 4.125%
HK$40,810
baseline
▲ 0.50% · 4.625%
HK$42,961
+HK$2,151/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,620/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,850
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,997
−HK$1,164/mo
Today · 4.125%
HK$39,161
baseline
▲ 0.50% · 4.625%
HK$41,544
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,322/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,996
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,095
−HK$1,116/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,488
+HK$2,277/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,345 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).