▼ 0.50% · 3.625%
HK$21,743
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,419
−HK$687/mo
Today · 4.125%
HK$23,106
baseline
▲ 0.50% · 4.625%
HK$24,512
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,212/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,189
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,838
−HK$658/mo
Today · 4.125%
HK$25,496
baseline
▲ 0.50% · 4.625%
HK$26,840
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,992/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,917
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,661
−HK$756/mo
Today · 4.125%
HK$25,417
baseline
▲ 0.50% · 4.625%
HK$26,964
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,834/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,608
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$724/mo
Today · 4.125%
HK$28,045
baseline
▲ 0.50% · 4.625%
HK$29,524
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,090/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,092
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,903
−HK$825/mo
Today · 4.125%
HK$27,728
baseline
▲ 0.50% · 4.625%
HK$29,415
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,456/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,027
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,805
−HK$790/mo
Today · 4.125%
HK$30,595
baseline
▲ 0.50% · 4.625%
HK$32,207
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,190/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,266
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,145
−HK$893/mo
Today · 4.125%
HK$30,038
baseline
▲ 0.50% · 4.625%
HK$31,866
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,076/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,445
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,289
−HK$855/mo
Today · 4.125%
HK$33,144
baseline
▲ 0.50% · 4.625%
HK$34,891
+HK$1,747/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,288/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,440
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$962/mo
Today · 4.125%
HK$32,349
baseline
▲ 0.50% · 4.625%
HK$34,317
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,698/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,864
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,773
−HK$921/mo
Today · 4.125%
HK$35,694
baseline
▲ 0.50% · 4.625%
HK$37,575
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,388/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,629
−HK$1,031/mo
Today · 4.125%
HK$34,660
baseline
▲ 0.50% · 4.625%
HK$36,769
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,320/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,283
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,256
−HK$987/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,259
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,789
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,871
−HK$1,099/mo
Today · 4.125%
HK$36,970
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,940/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,702
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,740
−HK$1,053/mo
Today · 4.125%
HK$40,793
baseline
▲ 0.50% · 4.625%
HK$42,943
+HK$2,150/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,586/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,963
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,113
−HK$1,168/mo
Today · 4.125%
HK$39,281
baseline
▲ 0.50% · 4.625%
HK$41,671
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,562/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,121
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,224
−HK$1,119/mo
Today · 4.125%
HK$43,343
baseline
▲ 0.50% · 4.625%
HK$45,627
+HK$2,284/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,686/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,137
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,355
−HK$1,237/mo
Today · 4.125%
HK$41,592
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,530/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,184/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,540
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,708
−HK$1,184/mo
Today · 4.125%
HK$45,892
baseline
▲ 0.50% · 4.625%
HK$48,311
+HK$2,419/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,784/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,531 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).