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At today's rate and a 90% mortgage, the deposit on this unit is about HK$589K, with repayments around HK$25,697/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,394/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,553 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 5
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 507 ft²
- Efficiency
- 88%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-02 | HK$5.70M | −16.5% 8.4y · −2.0%/yr |
| 2017-10-12 | HK$6.83M | +70.8% 5.5y · 13.0%/yr |
| 2012-04-05 | HK$4.00M | +35.6% |
| 2010-07-19 | HK$2.95M | +11.7% |
| 2009-09-16 | HK$2.64M | −21.4% |
| 1997-10-30 | HK$3.36M | +10.2% |
| 1997-05-03 | HK$3.05M | — |