Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$604K, with repayments around HK$26,351/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$52,702/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$139,129 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 4
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 507 ft²
- Efficiency
- 88%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-03 | HK$7.88M | +25.5% 4.2y · 6.0%/yr |
| 2017-03-30 | HK$6.28M | +28.4% 2.8y · 10.0%/yr |
| 2014-05-26 | HK$4.89M | +184.3% |
| 2005-01-04 | HK$1.72M | +18.6% |
| 2004-08-06 | HK$1.45M | −24.5% |
| 1999-08-18 | HK$1.92M | — |