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At today's rate and a 90% mortgage, the deposit on this unit is about HK$480K, with repayments around HK$20,933/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,866/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,404 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- G
- Saleable Area
- 371 Saleable ft²
- Gross Area
- 435 ft²
- Efficiency
- 85%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-01 | HK$5.99M | +22.2% 3.7y · 6.0%/yr |
| 2017-05-08 | HK$4.90M | +125.8% 8.5y · 15.0%/yr |
| 2008-10-20 | HK$2.17M | +14.8% |
| 2008-06-23 | HK$1.89M | +15.2% |
| 2007-11-02 | HK$1.64M | — |