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At today's rate and a 90% mortgage, the deposit on this unit is about HK$472K, with repayments around HK$20,607/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,214/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,947 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- A
- Saleable Area
- 347 Saleable ft²
- Gross Area
- 445 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-09 | HK$5.45M | −16.5% 3.8y · −5.0%/yr |
| 2020-07-09 | HK$6.53M | +203.6% 12.0y · 17.0%/yr |
| 2008-06-26 | HK$2.15M | +70.6% |
| 2002-08-28 | HK$1.26M | −37.0% |
| 1998-03-30 | HK$2.00M | −0.5% |
| 1996-07-24 | HK$2.01M | — |