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Crescira AVM · estimated value Medium confidence
HK$2.97M
≈ HK$8,926 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$297K, with repayments around HK$12,965/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,200
−HK$765/mo
▼ 0.25% · 3.875%
HK$12,579
−HK$386/mo
Today · 4.125%
HK$12,965
baseline
▲ 0.50% · 4.625%
HK$13,754
+HK$789/mo

Deposit HK$297K · loan HK$2.68M · min. income ≈ HK$25,930/mo (50% DSR)

Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
F
Saleable Area
333 ft²
Gross Area
412 ft²
Efficiency
81%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2020-06-05 HK$3.68M +433.3%
15.5y
2004-12-20 HK$690K +19.0%
2004-02-14 HK$580K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Koo
≈ 7 min walk · 487 m
Education
27
schools within 1 km (11 within 500 m)
Daily convenience
30
within 1 km (14 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
27
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tai Koo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Green space & leisure — 27 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com