▼ 0.50% · 3.625%
HK$18,497
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,072
−HK$585/mo
Today · 4.125%
HK$19,657
baseline
▲ 0.50% · 4.625%
HK$20,853
+HK$1,196/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,314/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,578
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,130
−HK$560/mo
Today · 4.125%
HK$21,690
baseline
▲ 0.50% · 4.625%
HK$22,833
+HK$1,143/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,380/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,347
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,980
−HK$643/mo
Today · 4.125%
HK$21,623
baseline
▲ 0.50% · 4.625%
HK$22,938
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,246/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,636
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,243
−HK$616/mo
Today · 4.125%
HK$23,859
baseline
▲ 0.50% · 4.625%
HK$25,116
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,718/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,197
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,887
−HK$701/mo
Today · 4.125%
HK$23,588
baseline
▲ 0.50% · 4.625%
HK$25,024
+HK$1,436/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,176/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,693
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,356
−HK$671/mo
Today · 4.125%
HK$26,027
baseline
▲ 0.50% · 4.625%
HK$27,399
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,054/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,046
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$760/mo
Today · 4.125%
HK$25,554
baseline
▲ 0.50% · 4.625%
HK$27,109
+HK$1,555/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,108/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,751
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,469
−HK$727/mo
Today · 4.125%
HK$28,196
baseline
▲ 0.50% · 4.625%
HK$29,683
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,392/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,896
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,701
−HK$819/mo
Today · 4.125%
HK$27,520
baseline
▲ 0.50% · 4.625%
HK$29,194
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,040/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,809
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,582
−HK$783/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$31,966
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,746
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$877/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,280
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,867
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$839/mo
Today · 4.125%
HK$32,534
baseline
▲ 0.50% · 4.625%
HK$34,249
+HK$1,715/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,068/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,595
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$935/mo
Today · 4.125%
HK$31,451
baseline
▲ 0.50% · 4.625%
HK$33,365
+HK$1,914/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,902/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$895/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,533
+HK$1,830/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,445
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,423
−HK$994/mo
Today · 4.125%
HK$33,417
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,834/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,982
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$951/mo
Today · 4.125%
HK$36,872
baseline
▲ 0.50% · 4.625%
HK$38,816
+HK$1,944/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,744/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,295
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,330
−HK$1,053/mo
Today · 4.125%
HK$35,383
baseline
▲ 0.50% · 4.625%
HK$37,536
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,766/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,040
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,033
−HK$1,008/mo
Today · 4.125%
HK$39,041
baseline
▲ 0.50% · 4.625%
HK$41,099
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,082/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).